CAGR vs XIRR: Which Return Metric to Use?
CAGR CAGR measures mean annual growth of a lump-sum investment. XIRR XIRR handles cash flows at irregular intervals — perfect for SIPs….
CAGR CAGR measures mean annual growth of a lump-sum investment. XIRR XIRR handles cash flows at irregular intervals — perfect for SIPs….
What is a Pip? A pip is the smallest price movement in forex. For most pairs, it’s 0.0001. Use Our Forex Tools
Do Freelancers Need GST? If turnover exceeds ₹20 lakh, registration is mandatory. Even below, voluntary registration gives input tax credit. Create Invoices
What is ROI? Return on Investment (ROI) measures profitability relative to cost. Formula: ROI = (Final Value – Initial Investment) ÷ Initial
Why Budgeting is Hard for Freelancers Irregular income makes traditional budgeting difficult. The 50/30/20 rule adapts perfectly for freelancers. The 50/30/20 Breakdown
New Tax Regime 2025 Slabs The new regime is now default for all taxpayers. Here are the updated slabs:₹0–3L: NIL₹3L–7L: 5%₹7L–10L: 10%₹10L–12L:
What is a SIP? A Systematic Investment Plan (SIP) allows you to invest a fixed amount monthly in mutual funds. Unlike lump-sum
Why Your Hourly Rate Matters Setting the right hourly rate is the single most important financial decision a freelancer makes. Undercharge and
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